01
Start in sandbox
Create an account, generate test keys, simulate payments and verify webhook handling before real funds move.
in USDT / by card / by mobile money
Accept payments
in USDT
without rebuilding your stack
ZyndPay is merchant payment infrastructure for modern African and global businesses: hosted checkout, payment links, SDKs, signed webhooks, invoices, subscriptions, bulk payouts and split payments in one dashboard.
in USDT
by card
by mobile money
Why ZyndPay
The payment stack for merchants who sell everywhere.
ZyndPay helps you collect from the customer in front of you — wallet, card or mobile money — and reconcile it like a serious business.
01
USDT settles fast.
USDT on TRON confirms after 5 network confirmations, typically around a minute, so eligible merchants can reconcile without card-style settlement delays.
02
Hosted checkout reduces risk.
Customers pay on ZyndPay-hosted flows for USDT, cards and mobile money. Card data stays off your servers and webhooks keep your order state in sync.
03
Pricing that stays current.
Fees can vary by rail, provider cost, volume, country and account agreement. ZyndPay shows the applicable rate in the dashboard and checkout flow instead of locking old numbers into marketing copy.
04
One integration, many use cases.
Payment links, checkout, REST API, WooCommerce, subscriptions, invoices, split payments and bulk payouts all connect to the same merchant dashboard.
Local rails. Global reach. Clear commercial terms.
A checkout built around how your customers already pay.
Offer the right rail without maintaining three payment stacks.
Routing model
USDT
Card
MoMo
Crypto
USDT on TRON
Any TRON-compatible wallet, anywhere. A fresh deposit address per payment, automatic status tracking and webhook reconciliation after confirmation.
Cards
Visa and Mastercard
Hosted Visa and Mastercard checkout with 3-D Secure. Embed it or share a branded link while keeping card handling outside your infrastructure.
Mobile money
Supported operator rails
Supported mobile money rails let customers confirm with OTP or operator flow; your dashboard and webhooks track the result.
Use one paylink or API integration, then reconcile USDT, card and mobile money activity from the same merchant dashboard.
How it works
Launch safely, then scale the rail mix.
Create an account, test the integration, complete verification, then process live payments with the applicable terms shown before money moves.
02
Choose the integration surface
Use a payment link for no-code selling, hosted checkout for commerce, or the REST API and SDKs for product-led flows.
03
Customer picks a supported rail
Present USDT, card, or mobile money where available. The checkout and dashboard show the current terms for the rail being used.
04
Reconcile and automate
Signed webhooks, idempotency keys, dashboard events and API responses keep order fulfillment and finance operations aligned.
Your situation → What you use
From your first paylink to a complete payment operation.
Start no-code, then add API-driven flows when your business needs more control.
ZyndPay payment gateway for USDT, cards and supported mobile money
Find ZyndPay when you need payment links, hosted checkout or a developer payment API.
ZyndPay is a bilingual payment infrastructure platform for businesses that want to accept USDT on TRON, card payments and supported mobile money through one dashboard, with clear checkout flows, signed webhooks and account-specific terms shown before live processing.
ZyndPay for USDT payments.
Accept USDT on TRON through ZyndPay payment links, hosted checkout or API-created payments, with payment status tracked for reconciliation.
ZyndPay for payment links and checkout.
Create payment links for social commerce, use hosted checkout for online stores, or connect WooCommerce and other commerce flows where appropriate.
ZyndPay for developers and finance teams.
Use the ZyndPay API, SDKs, signed webhooks, idempotency keys and dashboard events to keep payment status, fulfillment and finance operations aligned.
What people can find ZyndPay for
Online stores
Hosted checkout and WooCommerce support for merchants who need card, USDT or supported mobile money options.
Creators and communities
Payment links, invoices and ZyndPaySubs for Telegram-based subscriptions and membership-style products.
Developer teams
REST API, SDKs, signed webhooks and idempotency for backend-driven payment flows.
Marketplaces and finance teams
Split payments, invoices and bulk payout workflows for teams that need clearer reconciliation.
Why ZyndPay is easier to find and understand than a patched payment setup
| Need | Wallet-only collection | Traditional processor | ZyndPay |
|---|---|---|---|
| Payment experience | Manual address sharing and manual follow-up | Hosted card checkout, often limited by region | Payment links, hosted checkout and API-created payments |
| Rails | Usually crypto only | Mostly card or local methods | USDT, card and supported mobile money where available |
| Developer workflow | Manual tracking or custom blockchain tooling | API and webhooks depend on provider | REST API, SDKs, signed webhooks and idempotency |
| Fee visibility | Network costs handled separately | Terms can vary by account and rail | Applicable terms shown in dashboard, checkout, API responses or merchant terms |
Questions merchants search before choosing a payment provider
Can ZyndPay help me accept USDT payments?
Yes. ZyndPay supports USDT on TRON collection through hosted checkout, payment links and API-created payments, with payment status tracked for merchant reconciliation.
Does ZyndPay support card and mobile money?
ZyndPay presents card and supported mobile money rails where available. Availability and applicable terms depend on the rail, country, provider and merchant account.
Is ZyndPay only for developers?
No. Merchants can use payment links and hosted checkout without a custom integration, while developer teams can use the REST API, SDKs and signed webhooks.
Where are fees and terms shown?
Applicable terms are shown in account surfaces such as the dashboard, checkout, API responses and merchant agreement instead of being frozen as permanent public marketing numbers.
Developer-friendly, finance-team practical.
API, SDKs, webhooks
Sandbox with full parity.
Test endpoints, ledgers and webhook flows before live KYB. No card required to start.
Signed webhooks.
HMAC-SHA256 signatures over timestamp and raw body. Retry and replay tooling for resilient reconciliation.
Idempotency on every write.
Pass an Idempotency-Key on writes so retries do not duplicate payment operations.
terminal
POST /v1/payments01 curl -X POST https://api.zyndpay.io/v1/payments \
02 -H "X-Api-Key: zyp_live_sk_..." \
03 -H "Idempotency-Key: order_1234" \
04 -d '{` "amount": "100.00", "externalRef": "order_1234" `}'Sandbox with full parity.
Signed webhooks.
Idempotency on every write.
Built for real integration work.
Start with sandbox keys, keep retries idempotent, and reconcile with signed webhook events.
Sandbox with full parity.
Signed webhooks.
Idempotency on every write.
Pricing
Current pricing
Clear before you process. Flexible when rails or provider costs change.
ZyndPay pricing is rail-aware and account-specific. Instead of treating a public landing page as a permanent fee schedule, we show current applicable rates in the dashboard, checkout, API responses and merchant agreement.
USDT collection
Shown before live processing
Card collection
Based on card rail and provider terms
Mobile money
Based on operator rail and country
Payouts
Estimated before you send
Sandbox
Test integration before committing
Your account
Dashboard shows your effective rates
Serious payment infrastructure, not a checkout demo.
AML at the ledger layer.
On-chain addresses are screened against sanctions risk before broadcast. If screening is unavailable, sensitive sends fail closed.
KYB to go live.
Build in sandbox immediately. Live processing requires business verification so the platform stays safe for legitimate merchants.
AES-256 encryption at rest.
Webhook secrets and sensitive keys are encrypted at rest with rotation support.
Two-factor authentication.
TOTP plus backup codes help protect merchant accounts that control balances, API keys and webhook settings.
Merchant workflows
Built for the work merchants actually do.
Examples of how ZyndPay fits day-to-day selling, reconciliation and payout operations.
Share a payment link in Instagram, WhatsApp or a DM. Customers choose USDT, card or mobile money where supported; you track every payment from the dashboard.
Create a payment from your backend, listen for signed webhooks, then fulfill the order only after the payin is confirmed.
Split a marketplace order by basis points so each participant can be reconciled against your platform ledger.
Install the WooCommerce gateway, paste API keys, enable the method and let orders update automatically when payment status changes.
Add ZyndPaySubs to a private Telegram channel, set a price and let the bot handle access after subscription payments.
Upload a CSV to send many payouts in one workflow instead of manually repeating the same operation for every recipient.
Send a PDF invoice with a payment link so B2B clients can pay without asking for bank details over email.
Use local XOF rails where available while keeping USDT rails open for customers who already prefer digital dollars.
Use sandbox keys, signed webhooks, idempotency and clear fees to evaluate the integration before moving real money.
Evaluate the integration. Go live after KYB.
Review the checkout flow, API surface and webhook model before you process live payments.
When you are ready, complete KYB and review the current terms shown for your account.
Sandbox reviewCurrent terms visibleKYB before live
Create a free account →USDT · Card · Mobile MoneyUSDT on TRONTransparent Rail FeesMobile MoneyVisa & MastercardPaylinks · Checkout · APINode · Python · PHPCurrent Terms ShownSandbox Before KYB