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Payments and money management

Get paid. Manage money.Move your projects forward.

ZyndPay brings together business payments, fund tracking, payouts and personal money management. Use the tools through your workspace, your phone or your API integration.

Availability depends on your country, account and enabled payment methods.

Fashion boutique owner checking her phone in a bright atelier
More time for what you do best.Your business. Your next chapter.
ZyndPay / Business

Payment methods that fit your customers

Mobile moneyCardsStablecoins
Payment methods depend on your market and account eligibility.
01 / Businesses and merchantsBusiness

From the sale to the funds behind it.

In store, online or over a message, connect each payment to its sale. Your business workspace brings orders, transactions, balances and payout operations together to support your team’s work.

Explore payment acceptance
Customer and shop owner using phones at a sunlit shop counter
  1. 01 / Sale

    Create the right journey

    Share a payment link, present a QR code or connect a payment page to your website and application.

  2. 02 / Payment

    Give customers a choice

    Offer the methods enabled for the transaction: mobile money, cards or stablecoins. Find the payment status and reference in your account.

  3. 03 / Management

    Track your funds and sales

    View available balances, find a transaction and follow a refund. Use transaction history and exports for your operations.

  4. 04 / Payout

    Manage outgoing funds

    Save a beneficiary, review the amount and fees, then track a payout request to a supported destination.

Fund availability and payout options depend on your account, payment method and destination. Discuss supplier and cross-border requirements with our team.

Mobile moneyCardsStablecoinsPayment methods depend on your market and account eligibility.

A shared view for your team

Connect orders, payments and references so your team can answer customers and process sales with consistent information.

Clearer operations

Distinguish incoming payments, available funds, refunds and payout requests.

Access that fits each role

Organize finance, support and technical work using your business workspace permissions.

02 / ZyndPay WalletManage money

Your money, your exchanges and your goals.

Find your balances and activity in a personal app. Send to another ZyndPay user, request a payment and set money aside for your projects, according to the capabilities available in your account.

See available appsExplore the wallet

Explore app downloads and device availability.

Person using a mobile phone
01

Savings goals

Set money aside for a goal and track progress. Explore tontines offered in your account to organize savings with a group.

02

Currency conversion

Switch between supported balances after reviewing the exchange quote and amount to receive.

03

Send and request money

Transfer to another ZyndPay user or share a payment request, then follow the result in your activity.

04

Exchanges between users

Compare available stablecoin P2P offers. Seller assets are held during the order, with payment instructions and a dispute process.

Explore the P2P marketplace
Your use casesFrom commerce to platforms

A workflow that fits your business.

Professional preparing a parcel in a bright studio

Shops and online stores

Connect payment to the order, offer available methods and check the result to organize fulfilment.

Explore ecommerce
Fashion designer checking her phone in her studio

Service businesses and independents

Share a link for a service or an order received by message and track payment in your workspace.

Explore payment links
Makers gathered around their work in a bright studio

Applications and marketplaces

Integrate payments into your product and work with our team to define account scope and platform responsibilities.

Explore platform workflows

Partners

Grow your network with ZyndPay.

Do you support businesses, operate a platform or build a local presence? Let’s define a partnership with an agreed scope and responsibilities.

Market development and franchises

Use your local knowledge to support merchants within an agreed territory.

Platforms and aggregation partners

Prepare integration, merchant verification and the launch of services that fit your organization.

Explore partnership models
Business team in a bright office
Security and responsibilityOur security approach

A clear framework for your operations.

01

Traceable transactions

Transaction records connect your payments and transfers to your account activity. Balanced accounting records support reconciliation.

02

Identity verification

Business and identity checks help determine access to services and account limits.

03

Account protection

Access controls, authentication options and encryption protect sensitive account information.

04

Payment controls

Withdrawal and payout requests pass the checks required for the account, destination and payment method.

DevelopersZyndPay for developers

Payments, connected to your tools.

Connect payments to your website, application or internal workflows. APIs, test keys and webhooks help link the transaction to its order and ongoing status.

Production access depends on business verification and the services authorized for its account.

Dashboard documentation
01

Prepare and test

Set up a test environment and check the journey before moving to real payments.

02

Handle retries

Use the documented idempotency keys to avoid duplicate operations when retrying.

03

Connect events

Process status changes and verify the signatures of webhooks enabled for your integration.

Pricing

Terms that fit your operations.

Each operation has its own conditions. Your account and contract specify applicable fees; a listed price does not guarantee service availability.

Explore fees and pricing
Collection
Check the agreed commission and who bears the fees. Distinguish the amount paid from the amount received.
Conversion
For an offered conversion, review the rate, any fees and the amount to receive before confirmation.
Payout or withdrawal
Check the destination, debit amount and fees shown for the authorized option.
Business terms
Discuss your volumes, markets and integration with our team to understand the applicable terms.
FAQ

Get to know ZyndPay.

What is ZyndPay?

ZyndPay brings together payments and money management for businesses and individuals: payment acceptance, fund tracking, payout requests, a personal wallet and supported digital-asset exchanges. Developers have integration tools, and organizations can discuss a partnership with our team.

How can my business get started?

Create a business account, explore payment links or prepare an API integration, and complete business verification. Live payment methods and settlement options depend on your business, market and account approval.

Do my customers need to use crypto?

No. Your checkout can offer cards or mobile money where those methods are enabled. Customers choose from the options available for their payment.

What can I do with the personal wallet?

Hold supported balances, transfer to other ZyndPay users, request payments, convert currencies and set money aside. Funding, withdrawal and P2P options are shown for your account.

Where is ZyndPay available?

ZyndPay is a global company. Product availability varies by country, account verification and payment method. Check the options in your account or contact our team to discuss your location and business needs.

How does P2P escrow work?

ZyndPay holds the seller’s digital assets while an order is open. The buyer pays using the agreed method, and the seller verifies receipt before release. Disputed orders follow a review process. Escrow does not remove all payment or counterparty risk.

Is ZyndPay a bank?

No. ZyndPay provides custodial wallets and payment services. Stablecoins are digital assets, not bank deposits or guaranteed dollar balances. Read the security information and applicable terms before using these services.

Where can I find fees and integration details?

The pricing page explains how costs are presented. Your account and applicable agreement provide your terms. Developers can access test keys, API documentation and webhook tools from the merchant dashboard.

How can my organization partner with ZyndPay?

Share your organization, merchant network, markets and technical requirements. Our team reviews the appropriate model: market development and franchise, or platform integration. Scope, responsibilities and terms are agreed before launch.

Your business. Your needs. Your project.

Let’s discuss your next step.