Link, checkout or API
Share a payment link, redirect to a hosted page or create payments through the API from your own site.
Stablecoins · Tunisia
Accept USDT and USDC payments in Tunisia
Collect USDT and USDC payments in Tunisia through a payment link, hosted checkout or API, using the assets and networks enabled for your account.
Create a business account
Stablecoin payments in Tunisia depend on your account, its verification and the assets and networks enabled.
USDT
USDCStablecoin payments
Your prices in local currency.
Your customers pay in USDT or USDC while you price and keep your accounts in TND. The checkout shows the asset, network, amount and address for each payment, and your merchant workspace tracks its confirmation. Assets, networks and limits depend on your account and its verification.
Exact instructions for every payment
The customer sees the asset, network, amount and address to use. Sending on the wrong network can lose funds.
Confirmation tracking
Fulfil only when the payment shows confirmed in your merchant workspace, never on the strength of a screenshot.
Know the risks
Stablecoins are designed to track the US dollar but can deviate. They carry issuer, market and network risks and are not bank deposits.
How it works
Create your business account
Register your business in Tunisia and complete the required verification. Enabled features appear in your workspace.
Create the payment
Generate a link, a checkout or an API payment for the order amount.
The customer pays in stablecoins
The customer sends the exact asset on the stated network to the address shown for that payment.
Reconcile and fulfil
Track the confirmation in your merchant workspace, then process the order.
Accepting USDT and USDC in Tunisia: check the exchange rules first
Tunisia’s currency is the Tunisian dinar (TND), put into circulation by the Banque Centrale de Tunisie (BCT) when it began operating in November 1958. If stablecoin payments are enabled for your account, your customers pay in USDT or USDC while your business still prices, invoices and keeps its books in TND terms. Tunisia’s exchange rules are the subject of a reform project that covers crypto-assets, so treat the points below as questions to settle with your bank and advisers before you publish a payment link, not as a description of what the law allows.
What the CTAF and the government have said
In its 2022 annual report, the Commission Tunisienne des Analyses Financières (CTAF), Tunisia’s financial intelligence unit, noted that data on crypto-assets was insufficient owing to the absence of a regulatory framework governing these assets in Tunisia. In March 2024, the Presidency of the Government announced that a cabinet meeting had adopted a draft exchange code whose main axes include authorising crypto-asset transactions, and recalled that the current exchange regulation dates from 21 January 1976. Before taking stablecoin payments, check with the BCT and a Tunisian legal adviser whether a new code is in force and what it requires of your business.
Price in dinars and keep a full record of each payment
The CTAF’s 2022 report found that peer-to-peer trading is the main way crypto-assets change hands in Tunisia and that stablecoins are the main crypto-assets traded, and its 2024 report describes a dedicated study of crypto-asset use in the country, so the financial intelligence unit is following this activity. Set your prices in TND, and for every payment keep the asset, network, amount, receiving address and transaction reference next to the order and its dinar value. Ask your accountant how these receipts should appear in your books and tax returns.
Fulfil only once the payment is confirmed
Release goods or services only once the payment shows as confirmed in your ZyndPay workspace, never on a customer’s screenshot, forwarded message or transaction link. Check that the asset and network match what the checkout displayed: USDT or USDC sent on another network may not arrive where you expect. If you refund, send the same asset on the same network to an address the customer confirms in writing, and keep the refund reference with the original order. Publish these rules in your terms of sale so customers know them before they pay.
The BCT, the Presidency of the Government and the CTAF describe Tunisia’s currency, exchange regulation and crypto-asset risks. These sources do not establish a ZyndPay licence, partnership, regulatory approval, or availability for your account.
FAQ
Your questions. Answered.
Can a business in Tunisia accept USDT with ZyndPay?
If stablecoin payments are enabled for your account after verification, you can create USDT and USDC links, checkouts or API payments. Availability depends on your account and the checks that apply.
Do my customers in Tunisia need a ZyndPay account?
No. Customers pay from the wallet of their choice, following the asset, network and address shown on the payment page.
How do I price in TND?
You keep your prices and accounts in TND. The stablecoin amount to pay is shown to the customer before payment; check the terms and fees in your workspace before you start.
How do refunds work?
Refund in the same asset and on the same network, to an address the customer confirms. Keep the reference of the original payment.
Is there a specific framework for crypto-assets in Tunisia today?
The CTAF’s 2022 annual report pointed to the absence of a regulatory framework governing crypto-assets in Tunisia. A draft exchange code adopted in a cabinet meeting in March 2024 lists the authorisation of crypto-asset transactions among its axes. Check the current status with the BCT or a Tunisian legal adviser before accepting stablecoins.