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Stablecoins · Mauritius
Accept USDT and USDC payments in Mauritius
Collect USDT and USDC payments in Mauritius through a payment link, hosted checkout or API, using the assets and networks enabled for your account.
Create a business account
Stablecoin payments in Mauritius depend on your account, its verification and the assets and networks enabled.
USDT
USDCStablecoin payments
Your prices in local currency.
Your customers pay in USDT or USDC while you price and keep your accounts in MUR. The checkout shows the asset, network, amount and address for each payment, and your merchant workspace tracks its confirmation. Assets, networks and limits depend on your account and its verification.
Exact instructions for every payment
The customer sees the asset, network, amount and address to use. Sending on the wrong network can lose funds.
Confirmation tracking
Fulfil only when the payment shows confirmed in your merchant workspace, never on the strength of a screenshot.
Know the risks
Stablecoins are designed to track the US dollar but can deviate. They carry issuer, market and network risks and are not bank deposits.
How it works
Create your business account
Register your business in Mauritius and complete the required verification. Enabled features appear in your workspace.
Create the payment
Generate a link, a checkout or an API payment for the order amount.
The customer pays in stablecoins
The customer sends the exact asset on the stated network to the address shown for that payment.
Reconcile and fulfil
Track the confirmation in your merchant workspace, then process the order.
Taking USDT and USDC payments in Mauritius: what to check first
Mauritius uses the Mauritian rupee (MUR), and the Bank of Mauritius is the authority responsible for issuing currency. Under the Bank of Mauritius Act 2004, currency issued by the Bank is legal tender in Mauritius. If stablecoin payments are enabled for your account, your customer pays in USDT or USDC while your business keeps pricing, invoicing and bookkeeping in MUR terms. Decide how you will record the MUR value of each order at the time it is paid, and agree that treatment with your accountant before you start.
Know the official position on virtual assets
In a communiqué dated 18 December 2013, the Bank of Mauritius cautioned the public that virtual currencies such as Bitcoin are not issued or guaranteed by a central bank, and that consumers using them as a means of payment are not protected through regulation. Mauritius later enacted the Virtual Asset and Initial Token Offering Services Act in December 2021, after a national risk assessment of virtual assets. Whether that Act applies to your own activity is a question to put to the Financial Services Commission or a qualified adviser.
Keep a clear MUR record of every payment
The Financial Intelligence Unit explains that Mauritius assessed the money laundering and terrorist financing risks linked to virtual assets in 2021. For your business, that means keeping a clean trail: for every stablecoin order, record the MUR price, the asset, the network, the amount received and the transaction reference shown in your workspace. If something about a customer or a payment looks unusual, do not ignore it. Check with your adviser whether your business has reporting duties under the Mauritian anti-money laundering framework.
Fulfil on confirmation, refund on the same network
Release goods or services only once the payment shows as confirmed in your workspace. A screenshot, a forwarded message or a customer’s word is not proof of payment. If you need to refund, send it in the same asset and on the same network the customer used, to an address you have verified with them, and record the refund against the original order. Agree your refund rules in MUR terms in advance, so that a later price movement does not turn a refund into a dispute.
These official sources describe Mauritius’s currency, the Bank of Mauritius’s 2013 caution on virtual currencies and the country’s virtual asset framework. They do not establish a ZyndPay licence, partnership, regulatory approval, or availability for your account.
FAQ
Your questions. Answered.
Can a business in Mauritius accept USDT with ZyndPay?
If stablecoin payments are enabled for your account after verification, you can create USDT and USDC links, checkouts or API payments. Availability depends on your account and the checks that apply.
Do my customers in Mauritius need a ZyndPay account?
No. Customers pay from the wallet of their choice, following the asset, network and address shown on the payment page.
How do I price in MUR?
You keep your prices and accounts in MUR. The stablecoin amount to pay is shown to the customer before payment; check the terms and fees in your workspace before you start.
How do refunds work?
Refund in the same asset and on the same network, to an address the customer confirms. Keep the reference of the original payment.
Are USDT and USDC legal tender in Mauritius?
The Bank of Mauritius Act 2004 provides that currency issued by the Bank of Mauritius is legal tender in Mauritius. In its 2013 communiqué, the Bank described virtual currencies as not issued or guaranteed by a central bank. A customer paying in USDT or USDC is therefore paying with a digital asset, not with rupees, so keep your prices and records in MUR.
Who enforces the virtual asset law in Mauritius?
According to the Financial Intelligence Unit, the Financial Services Commission presented its powers to enforce the Virtual Asset and Initial Token Offering Services Act 2021 at a 2022 workshop. Whether a particular activity needs a licence under that Act is for the Commission or your adviser to confirm. This page does not answer that question.