Link, checkout or API
Share a payment link, redirect to a hosted page or create payments through the API from your own site.
Stablecoins · Angola
Collect USDT and USDC payments in Angola through a payment link, hosted checkout or API, using the assets and networks enabled for your account.
Stablecoin payments in Angola depend on your account, its verification and the assets and networks enabled.

USDCStablecoin payments
Your customers pay in USDT or USDC while you price and keep your accounts in AOA. The checkout shows the asset, network, amount and address for each payment, and your merchant workspace tracks its confirmation. Assets, networks and limits depend on your account and its verification.
Share a payment link, redirect to a hosted page or create payments through the API from your own site.
The customer sees the asset, network, amount and address to use. Sending on the wrong network can lose funds.
Fulfil only when the payment shows confirmed in your merchant workspace, never on the strength of a screenshot.
Stablecoins are designed to track the US dollar but can deviate. They carry issuer, market and network risks and are not bank deposits.
Register your business in Angola and complete the required verification. Enabled features appear in your workspace.
Generate a link, a checkout or an API payment for the order amount.
The customer sends the exact asset on the stated network to the address shown for that payment.
Track the confirmation in your merchant workspace, then process the order.
Angola’s national currency is the kwanza (AOA), and the central bank, the Banco Nacional de Angola (BNA), publishes the official rules for writing it. If stablecoin payments are enabled for your account, your customers pay in USDT or USDC while your business keeps pricing, invoicing and accounting in AOA terms. The checkout shows the stablecoin amount, asset and network for each order, so treat your AOA price as the commercial reference and the checkout amount as the payment instruction for that specific order.
Law 3/24 of 10 April 2024, listed by Angola’s capital markets commission (CMC), establishes the legal regime prohibiting the mining of cryptocurrencies and other virtual assets in Angolan territory. Law 11/24 of 4 July 2024, which amends the anti-money-laundering law, places virtual asset service providers under risk-based regulation and supervision: the BNA for cryptocurrencies and the CMC for other virtual assets. These texts describe Angola’s framework, not your obligations as a merchant, so check with a qualified local adviser how they apply to your business before accepting digital-asset payments.
The BNA’s note on writing the national currency says the code AOA should be used in international, business and banking relations. Set the price on your invoice or catalogue in kwanzas, then let the checkout show the stablecoin amount, asset and network for that order. Keep the AOA price, the checkout reference and the transaction details together so your accounts can reconcile each sale, and ask your accountant how stablecoin receipts should be recorded and reported in Angola.
Release goods or services only after the payment shows as confirmed in your ZyndPay workspace. A screenshot, a transaction hash pasted into a chat or a customer’s message is not proof of payment. If an order needs a refund, return it in the same asset and on the same network as the original payment, to an address the customer confirms, and keep that record with the order. A transfer sent on the wrong network may not be recoverable, so state the accepted asset and network before the customer pays.
These sources describe Angola’s currency and its rules on crypto mining and virtual asset service providers. They do not establish a ZyndPay licence, partnership, regulatory approval, or availability for your account.
FAQ
If stablecoin payments are enabled for your account after verification, you can create USDT and USDC links, checkouts or API payments. Availability depends on your account and the checks that apply.
No. Customers pay from the wallet of their choice, following the asset, network and address shown on the payment page.
You keep your prices and accounts in AOA. The stablecoin amount to pay is shown to the customer before payment; check the terms and fees in your workspace before you start.
Refund in the same asset and on the same network, to an address the customer confirms. Keep the reference of the original payment.
Under Law 11/24 of 4 July 2024, virtual asset service providers are subject to risk-based regulation and supervision by the Banco Nacional de Angola for cryptocurrencies and by the Comissão do Mercado de Capitais for other virtual assets. This rule concerns service providers. Check with a qualified adviser whether and how it affects your business.