Link, checkout or API
Share a payment link, redirect to a hosted page or create payments through the API from your own site.
Stablecoins · Côte d’Ivoire
Accept USDT and USDC payments in Côte d’Ivoire
Collect USDT and USDC payments in Côte d’Ivoire through a payment link, hosted checkout or API, using the assets and networks enabled for your account.
Create a business account
Stablecoin payments in Côte d’Ivoire depend on your account, its verification and the assets and networks enabled.
USDT
USDCStablecoin payments
Your prices in local currency.
Your customers pay in USDT or USDC while you price and keep your accounts in XOF. The checkout shows the asset, network, amount and address for each payment, and your merchant workspace tracks its confirmation. Assets, networks and limits depend on your account and its verification.
Exact instructions for every payment
The customer sees the asset, network, amount and address to use. Sending on the wrong network can lose funds.
Confirmation tracking
Fulfil only when the payment shows confirmed in your merchant workspace, never on the strength of a screenshot.
Know the risks
Stablecoins are designed to track the US dollar but can deviate. They carry issuer, market and network risks and are not bank deposits.
How it works
Create your business account
Register your business in Côte d’Ivoire and complete the required verification. Enabled features appear in your workspace.
Create the payment
Generate a link, a checkout or an API payment for the order amount.
The customer pays in stablecoins
The customer sends the exact asset on the stated network to the address shown for that payment.
Reconcile and fulfil
Track the confirmation in your merchant workspace, then process the order.
Accepting stablecoins in Côte d’Ivoire: what to check before you fulfil
Côte d’Ivoire is a member of the West African Monetary Union, whose common currency, the CFA franc (XOF), is issued by the Central Bank of West African States (BCEAO). If stablecoin payments are enabled for your account, your customer pays in USDT or USDC while your business keeps pricing, invoicing and bookkeeping in XOF terms. Decide how the XOF price becomes the requested stablecoin amount before you share a link, and keep that record with the order. Stablecoins are not bank deposits and carry issuer, market and network risk.
Follow what the BCEAO says about crypto-assets
At an international conference the BCEAO held in Dakar on 8 May 2026, its Governor pointed to risks linked to crypto-assets, including their high volatility, their cross-border dimension, cybersecurity, consumer protection and the fight against money laundering. He also said the BCEAO has set up a committee to draft the regulatory framework for crypto-assets in the UMOA. That framework is still being prepared, so check the BCEAO’s announcements before relying on stablecoin payments for a large share of your sales.
Know whether the AML ordinance covers your activity
Ivorian Ordinance No. 2023-875 of 23 November 2023 on anti-money laundering defines virtual asset service providers and states that no one may carry on that activity professionally without prior approval or authorisation from the competent authority. It also requires the persons it covers to report suspicious transactions to CENTIF, the national financial intelligence unit. Whether these provisions reach a business that only accepts stablecoins for its own sales is a question to check with a qualified adviser in Côte d’Ivoire.
Fulfil only on a confirmed payment
Before shipping or delivering, check that the order shows the payment as confirmed in your workspace, with the asset, network and amount the checkout requested. Never treat a screenshot, a forwarded transaction hash or a customer message as proof of payment. If you need to refund, return the funds in the same asset and on the same network, to an address the customer confirms, and note the XOF value used for the original sale. Keep these records alongside your usual invoices.
These BCEAO and Ivorian official sources describe Côte d’Ivoire’s currency and the regulatory context for crypto-assets. They do not establish a ZyndPay licence, partnership, regulatory approval, or availability for your account.
FAQ
Your questions. Answered.
Can a business in Côte d’Ivoire accept USDT with ZyndPay?
If stablecoin payments are enabled for your account after verification, you can create USDT and USDC links, checkouts or API payments. Availability depends on your account and the checks that apply.
Do my customers in Côte d’Ivoire need a ZyndPay account?
No. Customers pay from the wallet of their choice, following the asset, network and address shown on the payment page.
How do I price in XOF?
You keep your prices and accounts in XOF. The stablecoin amount to pay is shown to the customer before payment; check the terms and fees in your workspace before you start.
How do refunds work?
Refund in the same asset and on the same network, to an address the customer confirms. Keep the reference of the original payment.
Is there a dedicated crypto-asset regulation for the West African Monetary Union yet?
At its May 2026 conference, the BCEAO Governor said a committee had been set up to draft the regulatory framework for crypto-assets in the UMOA. Check the BCEAO website for later announcements before making long-term plans.
Which currency should a business in Côte d’Ivoire use for its prices?
Côte d’Ivoire uses the CFA franc (XOF), the common currency of the West African Monetary Union, issued by the BCEAO. Customers may pay in USDT or USDC, but your prices and accounts can stay in XOF terms.